The Waiting Is The Hardest Part

The last couple of weeks have been a blur of insurance questions, mortgage applications, and redecoration discussions. The house has been inspected and was found deficient in a few areas, primarily in the electrical. The owner has agreed to repair everything we asked.

This is pretty important for insurance reasons. It's hard to insure a house in Florida because of the hurricanes and while technically we won't be in a flood plain, but we will be living two hundred yards from the river, so I believe that flood insurance is a must. The insurance company won't cover until the house passes a four point inspection (roof, plumbing, electrical, and ....I forget the other). So, we have to wait on repairs because the owner insisted that we have insurance lined up before we set a closing date.

So that's where we are. Waiting for some nit picky things to get done before we can set a closing date and every day my damn iphone tells me how warm and nice it is in Tampa.

On a positive note, I was able to put the money for the down payment together without too much trouble. The mortgage shouldn't be a problem even though Kitten hasn't sold her house yet and there seem to be plenty of jobs available in the area. As soon as my license comes through, I'll start applying. If we are lucky, Kitten's house will sell in a timely manner, we will close quickly, I'll find a new job without much trouble and by the time baseball season is in full swing, I'll be soaking up Florida rays! (Did I mention that the St. Louis Cardinals will play in Tampa Fourth of July weekend? Bonus!)